Carrier Partners

30 carrier markets.
One local broker.

Group benefits, property & casualty, specialty lines and travel & life — national names alongside New York regional and wholesale markets. Because we hold appointments across them, your risk is marketed rather than assigned, and placed where the coverage and the price actually fit.

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Markets we place with

The carriers behind your coverage.

Group Coverage, Inc. was founded in 1997 on the principles of teamwork, and that remains how the work gets done.

Group Benefits

Medical, dental, disability and statutory New York benefits for employer groups.

Aetna logo Aetna Group medical, dental, vision, pharmacy and consumer-directed health plans for employers of every size.

CIGNA logo CIGNA Medical, dental, behavioral health, disability, group life and supplemental benefits for employer groups.

CareConnect logo CareConnect Regional New York health plan offering small-group and individual medical coverage through a local provider network.

ShelterPoint logo ShelterPoint New York statutory disability (DBL) and Paid Family Leave, plus group life and ancillary employee benefits.

Standard Security logo Standard Security Life Insurance Company New York DBL and Paid Family Leave, along with specialty group health and supplemental medical products.

Property & Casualty

Commercial and personal lines — business, workers’ comp, home, auto and umbrella.

Travelers Travelers Listed agency appointment — business, workers’ compensation, home, auto and renters coverage from our Deer Park office.

Nationwide Nationwide Broad commercial, farm, personal auto and homeowners lines, plus life and retirement solutions.

The Hartford The Hartford Commercial property & casualty, workers’ compensation, group benefits and personal auto and home coverage.

Chubb Chubb Commercial P&C, professional and management liability, and high-net-worth personal lines for homes, autos and valuables.

CNA CNA One of the largest U.S. commercial insurers, with industry-specific programs, management liability and surety.

ACE ACE Global commercial property & casualty and specialty lines; now written under the Chubb name following the 2016 merger.

Chartis Chartis The former brand of AIG’s global property & casualty operations — complex commercial, financial and specialty risks.

AmTrust AmTrust Insurance Small-business property & casualty — workers’ compensation, business owner’s policies, commercial package and general liability.

BH GUARD Berkshire Hathaway GUARD Small-business package market — workers’ compensation, business owner’s policies, commercial auto and umbrella.

NYSIF NYSIF The New York State Insurance Fund — statutory workers’ compensation and disability benefits coverage for New York employers.

Utica National Utica National Insurance Group Northeast regional carrier writing commercial package, workers’ compensation, homeowners and personal auto.

Merchants Merchants Insurance Group Northeast regional carrier writing business owner’s policies, commercial package, workers’ comp, home and auto.

Associated Mutual Associated Mutual Insurance Cooperative New York mutual writing since 1913 — homeowners, farm and small commercial property for upstate and regional risks.

Century Century Insurance Group Commercial property & casualty programs built for small and mid-size businesses, including package and liability lines.

Progressive Progressive Personal and commercial auto, trucking, contractor vehicles, motorcycle, boat and specialty vehicle coverage.

National General National General Personal auto, homeowners, RV and powersports, plus supplemental and accident & health products.

SafeChoice SafeChoice Residential property program market — homeowners and dwelling coverage for standard and preferred risks.

Property & Casualty

Commercial and personal lines — business, workers’ comp, home, auto and umbrella.

Burlington logo Burlington Insurance Group Excess & surplus lines market for contractors, habitational, hospitality and other hard-to-place commercial exposures.

First Mercury logo First Mercury Insurance Company Excess & surplus specialty commercial — security services, contracting and other niche liability classes.

RPS logo RPS Wholesale brokerage and program manager providing excess & surplus capacity and specialty binding authority.

Empire State logo Empire State Brokerage Services LLC Wholesale brokerage partner opening access to specialty, excess and surplus, and hard-to-place New York markets.

Endurance logo Endurance Specialty commercial property & casualty and reinsurance capacity for larger and more complex risk profiles.

Cabrillo Coastal logo Cabrillo Coastal Insurance Coastal and catastrophe-exposed property programs — homeowners, dwelling fire and wind coverage in shoreline markets.

AmTrust Financial logo AmTrust Financial Specialty program business, extended warranty, surety and niche commercial coverages from the wider AmTrust group.

Property & Casualty

Commercial and personal lines — business, workers’ comp, home, auto and umbrella.

American General logo American General Life Companies Individual and group life insurance, annuities and retirement products for personal, family and executive planning.

Logos are the property of their respective owners and appear here only to identify the markets we access. Listing does not imply endorsement or a guarantee of availability.

Why multiple carriers matter

The market competes.
You benefit.

A single-carrier agent starts with the answer. An independent broker starts with the question.

Because we hold appointments across multiple carriers, your risk is marketed rather than assigned — carriers compete on coverage terms and price, and we recommend what fits the organization we profiled, not what a house carrier happens to sell.

That reach spans 40+ products across five categories — commercial, employee benefits, personal, specialty lines, and travel & life — plus industry programs for 13 sectors through our affiliate networks.

How we're compensated

Primarily

Commissions based on the premium charged

Additionally

Contingent arrangements with certain carriers

Transparency

Agreements available for policy holder review

Read the full description

Keep exploring

More about the company.

About Us Founded on teamwork since 1997. Leadership Team The people accountable for your account. Mission & Values Our principles of teamwork and ethics. Why Work With Us We work for you, not the carriers.