WEB SITE NOTICES AND DISCLAIMERS
[Miscellaneous notices and disclaimers]

WEB SITE OWNERSHIP AND CONSENT TO MONITORING
Information, text, graphics, software, and other content that make up this website (“Content”) reside on a computer operated by Group Coverage, Inc. or its representative. Anyone accessing this website consents to monitoring of this access and use by system or security personnel.

MONITORING OF ACCESS
Access to this website is monitored. The requesting URLs, the machine originating the request, and the time of the request are logged for access statistics and security purposes. Use of this Web site constitutes consent to such monitoring.

COPYRIGHT INFORMATION/USER RIGHTS
All content appearing on this website is the property of Group Coverage, Inc., 2137 Deer Park Ave, Deer Park, NY 11729. Copyright © 2007-2024. All rights reserved.

As a user, you are authorized only to view, copy, print, and distribute documents on this Web site so long as (1) the document is used for informational purposes only, and (2) any copy of the document (or portion thereof) includes the following copyright notice: Copyright © 2007-2024. Group Coverage, Inc. All rights reserved.

COPYRIGHT AND TRADEMARK
Group Coverage, Inc.or its licensor owns the copyright in all of the content comprising this website, unless otherwise indicated. By accessing and using this website, you agree to abide by U.S. and international copyright law and all other applicable laws. You may access this website and retrieve content that contains Group Coverage, Inc. copyright notice, store such content on your own computer, and print one copy of such Content for noncommercial, personal, or educational purposes only, provided that you (1) do not modify, distribute, or transmit such content and (2) include any copyright notice originally appearing with such content. Permission may be needed for other content not marked with Group Coverage, Inc. or any copyright notice. You may cite or refer to the URL of this Web site without limitation.

All brand, product, service, and process names appearing on this Web site are trademarks of their respective holders. Reference to or use of a product, service, or process does not imply recommendation, approval, affiliation, or sponsorship of that product, service, or process by Group Coverage, Inc. Nothing contained herein shall be construed as conferring by implication, estoppel, or otherwise any license or right under any patent, copyright, trademark, or other intellectual property right of Group Coverage, Inc. or any third party, except as expressly granted herein.

DISCLAIMER OF CURRENCY, ACCURACY, OR QUALITY
Group Coverage, Inc. makes no guarantee as to the currency, accuracy, or quality of information published and/or archived on this Web site, nor will Group Coverage, Inc. accept any responsibility for other organizations, businesses, and private persons that provide information on this Web site.
ACCURACY AND COMPLETENESS OF INFORMATION
All information on this Web site regarding products and services provided by Group Coverage, Inc. is subject to change without notice. Reasonable efforts are taken to ensure the accuracy and integrity of all information provided here, but Group Coverage, Inc. is not responsible for misprints, out-of-date information, or errors. Group Coverage, Inc. makes no warranty, express or implied, or assumes any legal liability or responsibility for the accuracy or completeness of any information contained on this Web site.

DISCLAIMER
The content included in this website has been compiled from a variety of sources and is subject to change without notice as are any products, programs, offerings, or technical information described in this website. Group Coverage, Inc. makes no representation or warranty whatsoever regarding the completeness, quality, or adequacy of the Web site or Content, or the suitability, functionality, or operation of this Web site or its Content. By using this Web site, you assume the risk that the Content on this Web site may be inaccurate, incomplete, offensive, or may not meet your needs and requirements. GROUP COVERAGE, INC. SPECIFICALLY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NONINFRINGEMENT WITH RESPECT TO THESE WEB PAGES AND CONTENT. IN NO EVENT WILL GROUP COVERAGE, INC. BE LIABLE FOR ANY SPECIAL, INDIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

DISCLAIMER OF LIABILITY
Group Coverage, Inc. makes no warranty with respect to documents or other information available from this Web site, assumes no legal liability or responsibility whatsoever for the accuracy, completeness, or usefulness of any such information, and does not represent that its use would not infringe privately owned rights. Group Coverage, Inc. disclaims all warranties, express and implied, including the warranties of merchantability and fitness for a particular purpose.

LINKS
Certain links on this Web site lead to resources located on servers that are not maintained by Group Coverage, Inc. or under its control. Group Coverage, Inc. is not responsible for the contents of any such referenced Web sites or for the availability of access to such Web sites.

NO ENDORSEMENT
The inclusion on this Web site of any link to another Web site, or any reference to any product or service by trade name, trademark, manufacturer, or otherwise, does not necessarily constitute or imply an endorsement or recommendation by Group Coverage, Inc.

WARRANTY INFORMATION
The information and content on this server is provided “as is” with no warranty of any kind, either express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement. Any warranty that is provided in connection with any of the products and services described on this Web site is provided by the advertiser or manufacturer only, and not by Group Coverage, Inc.

The references and descriptions of products or services within the Web site materials are provided “as is” without any warranty of any kind, either express or implied. Group Coverage, Inc. is not liable for any damages, including any consequential damages, of any kind that may result to the user from the use of the materials on this Web site or of any of the products or services described hereon.

The descriptions of, and references to, products, services and companies on this Web site are the sole responsibility of the companies providing the information (“advertisers”), and not Group Coverage, Inc.
The inclusion of material on this server does not imply any endorsement by Group Coverage, Inc. which makes no warranty of any kind with respect to the subject matter of the server materials advertised.

A possibility exists that the server materials could include inaccuracies or errors. Additionally, a possibility exists that unauthorized additions, deletions, and alterations could be made by third parties to the server materials. Although Group Coverage, Inc. tries to ensure the integrity and the accurateness of the server materials, it makes no guarantees about their correctness or accuracy. Before relying on any representation made in any of the server materials, check with the advertiser of the product or service to ensure that the information you are relying upon is correct.

VOID WHERE PROHIBITED

Although the information on this Web site is accessible worldwide, not all products or services discussed in this Web site are available to all persons or in all geographic locations or jurisdictions. Group Coverage, Inc. and the advertisers each reserve the right to limit the provision of their products or services to any person, geographic area, or jurisdiction they so desire and to limit the quantities of any products or services that they provide. Any offer for any product or service made in the materials on this Web site is void where prohibited.