About Us

Group Coverage, Inc. has been founded on the principles of teamwork.  We associate ourselves with many of the leaders in the field of insurance; people who specialize in the areas of insurance and benefit planning they practice. This enables us to provide the professional with a vast array of low-cost insurance options and a wide selection of coverage to fit the needs of the organization they represent.

Our Group benefits department encompasses health, dental, vision, pensions, and other company sponsored products.  We work with professionals in assisting with the design and implementation of plans that fit the needs of the group.  Our comprehensive company profiling process allows us to customize an employee benefit package that is both rewarding to the participants yet cost effective for the employer.

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About Us

Group Coverage, Inc. has been founded on the principles of teamwork.  We associate ourselves with many of the leaders in the field of insurance; people who specialize in the areas of insurance and benefit planning they practice. This enables us to provide the professional with a vast array of low-cost insurance options and a wide selection of coverage to fit the needs of the organization they represent.

Our Group benefits department encompasses health, dental, vision, pensions, and other company sponsored products.  We work with professionals in assisting with the design and implementation of plans that fit the needs of the group.  Our comprehensive company profiling process allows us to customize an employee benefit package that is both rewarding to the participants yet cost effective for the employer.

We offer packages for groups down to one person.  For larger companies we offer self-funded, fully insured, or plans that combine the best of both.  We can assist with the implementation and administration of Cafeteria Plans or Flexible Spending Accounts (FSA’s) to Health Savings Accounts (HSA’s) & Health Reimbursement Accounts (HRA’s) to simple Premium Only Plans (POP’s or Section 125’s).

Our friendly staff is there to address many of the questions and needs of the company or the organization represented by the professional. Some of the issues that our representatives are able to assist with include, but are not limited to:

  • Enrollment and change requests, certificates of insurance
  • Billing, reconciliations, claims processing & disputes,
  • Application and renewal processing
  • Addition and termination, amendments, and change requests
  • COBRA and state continuation of coverage issues
  • Implementation of funding accounts for high deductible plans
  • Marketing for new and renewal business

Through our affiliates, we have access to many property & casualty markets, some which offer programs geared to specific businesses or industries.  These programs often include enhanced coverage at discounted rates and may include protection for commercial auto, liability, umbrella, property, loss of business income, and workers’ compensation.  We strive to provide the resources for the professional as well as the organization, and work at various levels of customer support and marketing assistance. Whether the need is for group benefits or personal auto insurance, our account managers are periodically trained to provide the latest tools and products in the industry.

According to many, Group Coverage, Inc. is one of the most progressive and innovative insurance agencies in New York. Our success can be attributed to the team of professionals we hand selected over the years. These men and women exemplify outstanding knowledge in their industry, are dedicated in their work, and adhere to a high degree of ethics.